2021国考银保监会面试真题及答案解析（专业题）

说明

欢迎你来参加今天的面试。请仔细看题，认真准备，回答问题要抓住要点，把握好时间。准备完毕即可开始作答。

题目

第1题：

 What are the advantages and disadvantages of online study?

第2题：

数字人民币和支付宝、微信支付的区别是什么？

第3题：

谈谈独资企业、合伙企业和公司制企业的联系与区别。

第4题：

谈谈你对习近平法治思想的理解。

第5题：

商法的原则是什么，由哪些部门法组成？

第6题：

行政处罚与刑事处罚的区别

第7题：

法治国家建设应该注意哪几方面？

第8题：

财务人员如何审核原始凭证？

第9题：

会计分析人员如何发现财务造假？

第10题：

金融如何助力实体经济发展？

第11题：

做数据迁移工作需要注意什么？

第12题：

商业养老保险如何发挥第三支柱作用？

第13题：

蚂蚁公司被限制上市，大型科技公司存在数据垄断现象，谈谈如何进行数据治理?

第14题：

简述一下债权人代位权。

第15题：

Why is the financial opening op policy important?

第16题：

谈谈行政行为的合法要件和违法行政行为的表现。

第17题：

请谈谈合同相对性。

第18题：

请你谈谈公司法的性质和作用。

第19题：

企业内部控制措施有哪些？

第20题：

Tell me about your personal experience during the COVID-19 outbreak.

第21题：

从需求端看，宏观经济的指标有哪些？

第22题：

结合中国银行原油宝事件，谈谈商业银行如何防范操作风险？

第23题：

不良贷款率对商业银行的危害是什么，该怎么应对？

第24题：

资产的定义是什么？资产如何确认?

第25题：

疫情对经济的影响有哪些？

第1题解析与参考答案：

参考答案

In my opinion, online study has the following advantages:

Firstly, it is convenient for learners. Online study breaks the limit of space, saves time spent on the way to school and after school, and allows learners to study in a relatively comfortable environment. At the same time, many online study courses support playback, so that learners can effectively review their study.

Secondly, it helps to improve the quality of teaching. Online study has wide audiences, and online study software usually has objective evaluation and feedback function. These characteristics encourage online teachers to make full preparation for lessons and teach carefully, which will objectively improves the teaching quality.

Finally, it promotes the educational equity. The mode of online study can share the high-quality courses, and enable learners in relatively remote areas to get high-quality learning resources. Moreover, during the epidemic, online study ensured students' education though many schools opened late.

However, online study also has some problems:

Firstly, the study effect is not so good for learners with relatively poor self-control. Though teachers can remind students to focus on class through various ways, it is difficult for teachers to manage students due to the ristriction of space distance. Moreover, since online study relies on the Internet platform,  it is easily disturbed in the process of study by some entertaining information due to the numerous and complex online resources and information .

Secondly, it is difficult for teachers and students to form a good relationship, which affects the learners’ motivation to a certain extent. Online learning makes learners become individuals. Communication among learners, as well as communication between learners and teachers decreases.Then,their emotions weaken. It is difficult to create an environment where people encourage each other, which also affects the learning enthusiasm and class participation of some learners.

。。。

注：篇幅有限，答案及解析请下载试卷后查看。